ACC Pennsylvania Chapter

A message from the Pennsylvania ACC Board

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pennsylvania ACC Team, at your service

Our goal is to promote the spiritual and intellectual development of Muslims throughout North America by providing interest-free loans for higher education. By doing this, we hope to bring about a generation of graduates that will have a strong Muslim identity and be well-versed in their fields, using both for the benefit of mankind.

To to our potential supporter and financial applicant,

We, the board of the Pennsylvania Chapter of A Continuous Chapter, welcome you to our local webpage. We are dedicating our time outside of our regular day-time jobs to struggling alongside YOU for interest-free methods of financing for our present and future generations of students in this country. We believe strongly in this national Muslim 501 (C)(3) nonprofit and, together, we believe we can accomplish this goal. We invite you to explore the national website and our local page here to determine for yourself whether we are worthy of your support. 


We are proud to be the 8th state-wide chapter in the country. With your support, we will strive to be a model for other nearby states to establish their own chapters so that we can achieve our mutual goal of financial empowerment. 


Our Pennsylvania ACC chapter operates in a semi-autonomous manner from the national umbrella entity by having a small executive board and an overlapping selection committee. The committee is tasked with deciding, on a local level, which applicant will be provided financing during the yearly application cycle. Every applicant in the country utilizes the ‘acceducate.org” website to apply via either a local chapter or the national endowment fund. The applications that originate from this region are then redirected to the selection committee to process, interview, and select. We are responsible for guiding BOTH successful and unsuccessful candidates. The reason for this is that our resources are finite and we would like everyone to benefit from the interest-free approach. We are responsible for guiding the unsuccessful applicants with literature and encouragement on how to finance their education.

Our goal as a local organization is to start our loans at a minimum of $10,000 per student to make a big enough impact per person. We are looking to empower our students to seek out the rest of their funding from other sources in the community. We believe that you are investing in the future of our Muslim community in this charity. God bless you and your family. 

We are asking you to help us take things to the next level by considering being a part of this initiative and helping connecting us with like-minded people.

Read the article titled “It’s Not As Hard As You May Think To Get An Interest-Free Loanwhich describes this approach. This article was written by one of our local members.

Also, a short two minute youtube clip illustrates this interest-free approach in a concise manner. We believe it is easy to follow along and may serve as a source of guidance for those that are seeking such help.

 
 

*Below are three types of documents for your review in regards to what has been described above. One set describes the details to the structure of the national and local “a continuous charity” organization including a fully transparent 2018 financial report, how the finances of operation costs/future growth is structured, and our current Pennsylvania Chapter Spreadsheet (keeping account of selection committee composition and how this entity is organized). The other set of documents include an example of a repayment plan and some literature relating to interest-free loans in our tradition. We ask our Lord for help, guidance, and forgiveness for anything that we may have said wrong or incorrectly.

Sincerely yours,
Pennsylvania ACC Board

 
 

Pennsylvania Board Members

Heidar Albandar, President

Malikah Alyounis, Vice-President

Usman Baqai, Secretary

Irfan Gangji, Treasurer

Ghazi Mirrani, MD, Board Member